As of March 31, 2025, ABBANK's total assets reached VND 183,659 billion, an increase of 4% compared to the beginning of the year, reaching 92% of the yearly plan; Mobilization from customers and issuance of valuable papers reached VND 112,067 billion; Outstanding credit reached VND 100,352 billion.

ABBANK has set aside VND 340 billion in the first quarter of 2025 for credit risk provisions and debt repurchase from VAMC. At the same time, ABBANK continues to strengthen bad debt control, thereby tightly controlling the bad debt ratio at 2.44%, maintaining below 3% as prescribed in Circular No. 11/2021/TT-NHNN of the State Bank.

ABBANK's pre-tax profit in the first quarter of 2025 will reach VND 407 billion, an increase of 128% over the same period in 2024. The capital adequacy ratio (CAR) at 10.46% complies with the above 8% standard of the State Bank of Vietnam, ensuring ABBANK's solid capital framework for business operations.

ABBANK's pre-tax profit in the first quarter of 2025 reached 407 billion VND, an increase of 128% over the same period in 2024.

In the first quarter of 2025, digital banking activities at ABBANK continued to record positive results. The ABBANK Business platform was upgraded with many convenient features for businesses such as: Online international money transfer - significantly reducing processing time; Online biometric update and Online foreign currency trading... which helped the application maintain growth momentum with the number of transactions on digital channels accounting for 56% of the total transactions of corporate customers at ABBANK. In particular, the Online International Money Transfer feature has shown its effectiveness when contributing up to 24% of the total international money transfer transactions of corporate customers in the first quarter of 2025.

For the new digital banking platform for individual customers, the application named ABBANK has been introduced and deployed to the Bank's existing customers. In particular, the addition of the feature "Voice balance change notification" - playing sound even when the customer's device screen is off has contributed to the new ABBANK application being positively received by users, especially the group of individual business households.

Mr. Pham Duy Hieu - General Director of ABBANK commented: The Bank continues to maintain its orientation of stable and sustainable development, the growth rate of business results will be promoted in the following quarters. In particular, the digital transformation work is being strongly implemented, promising to continue to bring many new convenient services, serving customers better in 2025.

In addition to the goal of accelerating digital transformation, ABBANK also continues to focus on improving business efficiency based on understanding customers and implementing a sustainable development strategy. The Bank has built and developed the best policies and benefits with many products in the spirit of serving customers and the community. In the first quarter of 2025, responding to the Prime Minister's call, ABBANK quickly introduced to the market a preferential loan package for young people to have the opportunity to own their first home "settling down and working"; or other preferential programs for customers using the Bank's products and services.

The Green An Binh - Green Vietnam project has been implemented by the bank for the past 5 years.

In addition, many projects joining hands for sustainable community development were also implemented by ABBANK in the first quarter of 2025 such as: the Green An Binh - Green Vietnam project for the 5th consecutive year successfully raised funds and donated 100,000 cinnamon trees and 7,000 kg of fertilizer to people in Yen Bai province; inaugurated and donated boarding houses and auxiliary works to H'Mong and Laha ethnic students at Chieng An Primary and Secondary School (Muong La district, Son La province) - the result of a special initiative of ABBANK called "Journey of a Thousand Miles - Nurturing Thousands of Dreams" calling on ABBANK employees to contribute to charity funds for the community by building a habit of exercising, improving health for themselves and their families.

Source: https://thoibaonganhang.vn/loi-nhuan-truoc-thue-quy-i2025-cua-abbank-dat-407-ty-dong-163530.html