Regarding the rights of patients when examining and treating health insurance, according to the Ministry of Health, the list of technical services paid by the health insurance fund for health insurance participants currently meets the basic treatment needs of the people. Most of the technical services being implemented at health insurance facilities are covered by the health insurance fund. These lists are revised, supplemented and updated to ensure the rights of patients with health insurance cards, in accordance with the fund's payment capacity.

Regarding the level of health insurance benefits, the Health Insurance Law has specific regulations for each subject, this level of benefits does not depend on the medical condition.

For some incurable diseases, if the patient with a health insurance card is poor or an ethnic minority living in an area with difficult socio-economic conditions, the health insurance fund will pay 100% of the medical examination and treatment costs within the scope of benefits and levels.

The most recently issued list of modern medicines covered by health insurance (in Circular No. 20/2022/TT-BYT of the Ministry of Health, stipulating the rates and conditions of payment) includes 1,037 active ingredients, pharmaceutical chemicals and biological products, divided into 27 major groups; and 59 radioactive drugs and tracers. In addition, the list of oriental medicines, herbal medicines and traditional medicinal ingredients covered by the health insurance fund includes 229 oriental medicines, herbal medicines divided into 11 groups of effects; and 349 traditional medicinal ingredients divided into 30 groups of effects according to traditional medical theory.

Regarding compulsory health insurance for students at school, the premium is higher than if they participate in family health insurance, the Ministry of Health said that according to the provisions of the Health Insurance Law, students are not currently eligible to participate in family health insurance. The Ministry of Health will report to the competent authority during the process of drafting the amended and supplemented Health Insurance Law, in order to review and adjust it in accordance with reality, ensuring benefits and reducing costs for families.

Previously, some localities have requested that "the Ministry of Health study and consider advising the Government to reduce the health insurance premium for students paid at school corresponding to the health insurance premium of the third and fourth person in the household, to ensure fairness for health insurance participants".