Latest Agribank deposit interest rates

Currently, deposit interest rates at Agribank are listed around 1.6 - 4.8%, depending on the term.

In which, the interest rate for 12-month, 13-month, 15-month, and 18-month savings terms is 4.7%.

The 24-month interest rate has just been adjusted up from 4.7% to 4.8%.

Next are the terms of 6 months, 7 months, 8 months, 9 months, 10 months and 11 months, Agribank interest rate is 3.0%.

Interest rates for 4-month and 5-month terms are lower at 1.9%. For 1-month and 2-month terms, Agribank's interest rate is 1.6%.

For non-term savings interest rates, Agribank is applying a threshold of 0.2%.

Readers can also refer to current bank interest rates through the latest summary table below.

PVcomBank's interest rate is currently the highest in the market, up to 9.5% for a 12-month term with a minimum deposit of VND 2,000 billion.

Next is HDBank with a fairly high interest rate, 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.

MSB also applies quite high interest rates with interest rates at bank counters up to 8%/year for 13-month term and 7% for 12-month term. The applicable conditions are that new savings books or savings books opened from January 1, 2018 automatically renew with a term of 12 months, 13 months and a deposit amount of 500 billion VND or more.

Dong A Bank has a deposit interest rate, term of 13 months or more, end-of-term interest with deposits of 200 billion VND or more, applying an interest rate of 7.5%/year.

ABBank applies an interest rate of 6.2% for a 12-month term; NCB, VRB and OceanBank apply an interest rate of 6.1% for a 24-month term; BAC A BANK applies an interest rate of 6.05% for a 24-month term.

OCB applies an interest rate of 6% for a 36-month term; ABBank applies an interest rate of 6% for a 12-month term; BVBank and Cake by VPBank also apply an interest rate of 6% for a 24-month and 12-month term.

Deposit 200 million VND in Agribank savings, how much money will you receive?

Formula for calculating bank interest:

For example, you deposit 200 million VND in savings at Agribank on August 4, 2024, depending on the deposit term and the corresponding interest rate, the amount of interest you receive is as follows:

+ Interest on 3-month Agribank savings deposit: 950,000 VND.

+ Interest on 6-month Agribank savings deposit: 3 million VND.

+ Interest on 9-month Agribank savings deposit: 4.5 million VND.

+ Interest on 12-month Agribank savings deposit: 9.4 million VND.

+ Interest on 24-month Agribank savings deposit: 18.8 million VND.