First, when choosing the Max Saving product, customers will not be "locked in" to a fixed interest rate. Thereby, they can take full advantage of market interest rate fluctuations to increase profits while still ensuring safety.

OCB's Max Savings product with many outstanding features helps customers maximize profits when saving. Photo: Provided by the unit

Efficient financial transformation

In addition, when choosing this product with a term of 36 months and a minimum deposit of 50 million VND, customers will receive interest every 6 months without having to wait until maturity, helping customers ensure a stable source of income, easily implement personal plans or reinvest without having to withdraw the principal. Moreover, Max Savings also allows flexible transfer of deposits, customers can transfer ownership to relatives, partners or use it as a valuable asset for exchange, helping to convert finances effectively.

Although it has only recently been launched on the market, the Max Savings savings product has been and is being prioritized by customers. Mr. Hoang Minh (HCMC) shared: “ Previously, I was always wondering whether to make long-term savings or proactively keep money at home because when making long-term savings, I have to wait until maturity to receive interest. But with Max Savings, I no longer have to worry, the interest rate is always flexibly adjusted according to the market, and interest is received periodically every 6 months. In particular, when needed, I can still transfer this deposit. This is a great solution for those who want to ensure a stable, safe cash flow while still generating good profits .”

Flexible interest rate adjustment measures

In the context that banks are adjusting interest rates to match the direction of monetary policy, choosing a product that changes flexibly according to the market will help customers take advantage of the best interest rates. In particular, the domestic financial market is also being affected by inflation and exchange rate pressure, making the search for stable financial products more urgent than ever. In fact, the Government has also implemented many policies to stabilize the economy and support the financial market, typically the Official Dispatch No. 19/CD-TTg on strengthening flexible interest rate management measures, supporting liquidity and stimulating growth, which is helping the financial market gradually recover, bringing opportunities to investors and savers.