Representatives of Binh Phu Commune People's Committee exchanged opinions at the meeting.

In the first quarter of 2025, the Board of Directors of the Social Policy Bank of Ben Tre City was consolidated and improved with 22 members, successfully organizing regular meetings to discuss the interim report and set out tasks for the next quarter. Resolutions and instructions from the City Party Committee and People's Committee were implemented synchronously, helping to achieve capital mobilization targets and implement policy credit.

According to the report on the first quarter of 2025 performance in Ben Tre City, the loan turnover reached about 35,258 million VND with 974 borrowers; the outstanding loan balance increased slightly, while the principal collection rate and credit quality reached a positive level, contributing to creating conditions for 15 poor households, near-poor households and newly escaped poverty households to access loans in a timely manner, supporting production and business and maintaining and expanding jobs for hundreds of workers.

Inspection and supervision activities are closely carried out at the commune and ward levels, ensuring that the content of the authorization contract is in compliance with regulations. These efforts have helped the Representative Board to complete most of the assigned targets in the past time, although there are still some difficulties such as: Uneven credit quality, overdue debt tends to increase slightly and the phenomenon of borrowers moving away from their residential area.

By the second quarter of 2025, the Board of Directors of the Ben Tre City Social Policy Bank will set out key directions and tasks to boost credit growth and improve operational quality. The main solutions include transferring additional capital from the city budget to the bank, strengthening the Board of Directors and fully implementing preferential credit programs such as: Social housing loans according to Decree 100/2024 of the Government issued on July 26, 2024 detailing a number of articles of the Housing Law on the development and management of social housing.

Vice Chairman of the City People's Committee Nguyen Van Thuong - Head of the Board of Representatives of the People's Credit Fund of Ben Tre City spoke at the meeting.

At the same time, relevant agencies will strengthen the inspection and supervision of borrowers, urge the handling of overdue debts and non-resident borrowers. In addition, the implementation of credit officer training and the application of information technology, expanding Mobile Smart Banking services are also important tasks to improve transaction quality and quickly meet customer needs. Thereby, the Board of Representatives expects to successfully complete the credit plan targets, contributing to stabilizing social security and promoting socio-economic development in Ben Tre City in the coming period.

Through 10 opinions of representatives of communes, wards and unions, Vice Chairman of the City People's Committee Nguyen Van Thuong - Head of the Board of Directors of the Social Policy Bank of Ben Tre City delivered a speech concluding the meeting: The Social Policy Bank Branch has done a good job of advising and assisting the Board of Directors, closely coordinating with all levels, sectors and localities to well implement the targets according to the resolution of the Board of Directors. The Board of Directors of the Provincial Social Policy Bank prioritizes the allocation of policy credit capital to the city, thanks to which the credit scale has been increasingly increased.

Up to now, the Ben Tre City budget has entrusted 14.8 billion VND to the Vietnam Bank for Social Policies. In April 2025, the city will continue to entrust capital. The leaders of the People's Committees at the commune and ward levels must strengthen management and appraisal of documents, proactively select people in charge of loan groups...

News and photos : Thach Thao

Source: https://baodongkhoi.vn/hop-ban-dai-dien-hoi-dong-quan-tri-ngan-hang-chinh-sach-xa-hoi-tp-ben-tre-14042025-a145183.html