On July 4, Asian Banking & Finance Magazine (ABF) awarded two awards: Retail Bank of the Year, Payment Initiative and Digital Bank of the Year in Vietnam to HDBank, along with other major financial institutions in the Asia region.

Over the past decade of innovation, HDBank has persistently pursued the strategy of developing a multi-functional and modern retail banking model; in which, focusing on expanding and conquering the customer base in rural areas and type II urban areas is a key direction. The effectiveness of this direction contributes to explaining more than a decade of sustainable growth of HDBank to establish a leading position in the market.

Up to now, HDBank is one of the few commercial banks that has covered the network of branches and transaction points in all 63 provinces and cities across the country. The strength of this extensive network promotes the growth of customer files - the foundation for the retail banking development strategy, combined with the pioneering motivation in digital transformation to create modern and quality financial products and services, meeting the increasing needs of customers.

True to the spirit of "Digital transformation is going to every alley, knocking on every door, reaching every person, we cannot stand aside" that Prime Minister Pham Minh Chinh emphasized at the event "Digital transformation of the banking industry in 2024" recently, "Developing Digital Banking" is one of the main strategic initiatives that HDBank has been focusing on implementing. Through digital initiatives, HDBank aims to become a Happy Digital Bank, leading the digital transformation trend to bring the best experience to customers.

Also at the above digital transformation event, introduced to Prime Minister Pham Minh Chinh and Governor of the State Bank Nguyen Thi Hong, Kiosk MediPay - a new service of HDBank - was highly appreciated for its value in creating a smart digital healthcare solution, which integrates platforms for patients to pay hospital fees 100% cashless and many other utilities on the same service.

According to the representative of HDBank's leadership, digital transformation and digital enhancement with such practical products and solutions will create a resonance catalyst for the effectiveness of the retail banking strategy. In which, increasing benefits and experiences for customers is a focus of sustainable development goals.

Previously, on June 24, HDBank also received the award "Best bank for sustainable finance - Vietnam, in 2024" voted by The Asset Magazine. This award recognizes HDBank's efforts in promoting sustainable finance, towards the goal of green development in Vietnam.

Pursuing a sustainable development strategy and effectively implementing ESG (Environment, Society and Governance) from an early age, HDBank has always considered sustainable development as a mission and responsibility to protect a green future for future generations. In the 3 years of 2021-2023, over VND 8,700 billion in green credit has been disbursed by HDBank for production and business projects associated with the responsibility of protecting the environment and combating climate change.

In particular, HDBank is the first bank in 2024 to issue a development report on ESG implementation and sustainable development according to international standards. Sharing at the recent Investor Conference, Mr. Pham Van Dau - HDBank's CFO emphasized: "This is an extremely important step, demonstrating the determination of the Bank's leadership in bringing best practices in corporate governance, risk management, and implementing Vietnam's commitment to implementing the NETZERO goal into business operations".

With the achievements just recorded, HDBank continues to affirm its position as one of the leading banks in Vietnam, not only in the domestic market but also in the international arena. These successes are a strong source of motivation, pushing HDBank to continue to strive and conquer greater goals in the future.