With the desire to bring the best experience when opening an online account and making payments via the SHB Mobile/SHB SAHA Digital Banking application, from now until December 31, 2025, Saigon - Hanoi Commercial Joint Stock Bank (SHB) is implementing a series of attractive incentive programs with thousands of gifts for new customers, with a total value of up to 13 billion VND. First, with the program "Open an eKYC account - Receive gifts as desired", individual customers who successfully open a new EKYC online account package and select the program code "CHAOSHB2025" on the SHB Mobile/SHB SAHA application will immediately receive a phone top-up discount code worth 30,000 VND, applicable to phone top-up transactions of 100,000 VND or more and for the 7,800 earliest customers to use from now until March 31, 2025. The next program, “Open a new QR - Evoucher to come” applies to new customers, opening an account for the first time will have the opportunity to receive an E-voucher gift to top up a phone card worth up to 300,000 VND when generating at least 10 transactions to receive money via QR Code in a month, while maintaining an average account balance of 3 million VND or more in the newly opened month/continuous month.

SHB offers more than 13 billion VND in preferential gifts to customers who open and use new accounts.

SHB will send E-vouchers to customers who satisfy the conditions before the 10th of the following month. Each customer will receive 01 promotion during the program and can check and use the E-voucher in the "Discount code" section when topping up their phone on the SHB Mobile/SHB SAHA application. Another special program SHB is implementing is "Top up on Golden Day - Exciting Promotions", the first 2,000 customers to top up their phone from 100,000 VND or more on each golden day 5 - 15 - 25 every month on SHB Mobile/SHB SAHA and enter the code NGAYVANG will receive an immediate discount of 20,000 VND/transaction. This is an annual program SHB implements to thank customers using SHB payment accounts and digital banking services. In recent years, the trend of cashless payments and transactions via digital banking applications has become very popular. Thanks to its simplicity, speed, convenience and ease of use, this transaction method is present everywhere, not only popular in supermarkets, shopping malls, restaurants, eateries, fashion shops... but also gradually becoming familiar in traditional markets, parking areas, gas stations or even street vendors. According to the Payment Department (State Bank), by November 2024, non-cash payment transactions increased by 56.86% in quantity and 33.73% in value compared to the same period in 2023. Transactions via the Internet increased by 50.67% in quantity and 33% in value; via mobile phones increased by 54.51% in quantity and 34.34% in value; transactions via QR Code increased by 106.68% in quantity and 84.77% in value. SHB representative said that many young people today are gradually forming the habit of going out without carrying cash, with just a phone connected to the Internet, all payments and transactions are prioritized for online payment. The elderly, who are only familiar with cash, are also gradually switching to using this form of payment. "With the popularity of electronic payments, we hope that SHB's attractive incentive programs will encourage customers to use this method more to not only enjoy the speed and convenience but also receive many gifts.", the SHB representative emphasized.

Customers transact at SHB.

Over the past time, SHB has continuously improved the SHB Mobile/SHB SAHA digital banking application to bring better experiences to customers every day. With just 1 minute of registration, customers can immediately experience a modern, friendly, smart interface with many outstanding and completely free utilities such as: Fast money transfer 24/7, money transfer by phone number, bill payment (electricity, water, Internet...), train/bus ticket booking, savings, online loans, credit card opening... 24/7 and anytime, anywhere. As of December 31, 2024, SHB recorded millions of customers using the digital banking application. Average demand deposits (CASA) by the end of 2024 increased by more than 30% compared to the end of 2023. In the coming time, SHB will continue to build features and solutions to enhance user experience on SHB Mobile/SHB SAHA more quickly, smoothly and seamlessly, to become a trusted companion of customers in all digital financial transactions. In the period of 2024-2028, SHB is focusing resources to implement a strong and comprehensive Transformation Strategy based on 4 pillars: Reforming mechanisms, policies, regulations, and processes; people are the subject; taking customers and the market as the center; modernizing information technology and digital transformation and steadfastly following 6 core cultural values ​​"Heart - Trust - Prestige - Knowledge - Intelligence - Vision". The bank sets a strategic goal of becoming the Top 1 Bank in terms of efficiency; The most favorite Digital Bank; The Best Retail Bank is also the Top Bank providing capital, financial products and services to strategic private and public enterprise customers, with supply chains, value chains, ecosystems, and green development. For more special offers, customers can contact the 24/7 Customer Service Center: *6688 or SHB branches and transaction offices nationwide. Source: https://www.qdnd.vn/kinh-te/tin-tuc/shb-danh-hon-13-ty-dong-qua-tang-uu-dai-cho-cho-khach-hang-mo-moi-va-su-dung-tai-khoan-812516