Vietinbank interest rate August 2025: Highest 4.8%/year, online deposit plus incentives

Savings interest rates applied to new individual customers in August 2025

Updated on August 6, 2025, VietinBank continues to maintain a stable capital mobilization interest rate schedule, ranging from 1.6%/year to 4.8%/year. This rate applies to individual customers who deposit savings for a term of 1 month or more, with interest paid at the end of the term.

According to the latest VietinBank deposit interest rate table, the interest rate for terms from 1 to less than 3 months is 1.6%/year. For terms from 3 months to less than 6 months, the interest rate remains at 1.9%/year, the same as last month.

Term deposits from 6 months to less than 12 months are listed at 3%/year. For customers with savings deposits from 12 months to less than 24 months, the bank applies a rate of 4.7%/year.

Update the latest Vietinbank interest rates in August 2025 - Photo 1. — VietinBank deposit interest rate in August 2025 from 1.6% - 4.8%/year

Currently, the highest interest rate at VietinBank is 4.8%/year for long-term deposits of 24 months or more. Non-term deposits are applied at 0.1%/year, and short-term deposits of less than 1 month are at 0.2%/year.

The bank said that VietinBank's interest rates may vary at each branch or region. Customers should contact the nearest Branch/Transaction Office directly to know the specific interest rates.

Notably, when making online savings deposits at VietinBank for 6 months or more with a minimum amount of 1 million VND, customers will receive an additional 0.15%/year compared to the interest rate at the counter. This is a special offer for online savings deposits, helping depositors benefit from higher interest rates and make quick transactions via the online channel.

Savings interest rate table at Vietinbank in August 2025 for individual customers:

Term	Interest rate (%/year)
No term	0.10
Under 1 month	0.20
From 1 month to less than 2 months	1.60
From 2 months to less than 3 months	1.60
From 3 months to under 4 months	1.90
From 4 months to under 5 months	1.90
From 5 months to under 6 months	1.90
From 6 months to under 7 months	3.00
From 7 months to under 8 months	3.00
From 8 months to under 9 months	3.00
From 9 months to under 10 months	3.00
From 10 months to under 11 months	3.00
From 11 months to under 12 months	3.00
12 months	4.70
Over 12 months to 13 months	4.70
Over 13 months to under 18 months	4.70
From 18 months to under 24 months	4.70
From 24 months to under 36 months	4.80
36 months	4.80
Over 36 months	4.80

Source: VietinBank.

Deposit interest rates applicable to businesses:

Term	VND (%/year)
No term	0.2%
Under 1 month	0.2%
From 1 month to less than 2 months	1.6%
From 2 months to less than 3 months	1.6%
From 3 months to under 4 months	1.9%
From 4 months to under 5 months	1.9%
From 5 months to under 6 months	1.9%
From 6 months to under 7 months	2.9%
From 7 months to under 8 months	2.9%
From 8 months to under 9 months	2.9%
From 9 months to under 10 months	2.9%
From 10 months to under 11 months	2.9%
From 11 months to under 12 months	2.9%
12 months	4.2%
Over 12 months to 13 months	4.2%
Over 13 months to under 18 months	4.2%
From 18 months to under 24 months	4.2%
From 24 months to under 36 months	4.2%
36 months	4.2%
Over 36 months	4.2%