The fourth quarter is always the peak period of loan demand in the year, because both small traders and consumers need cash flow to boost production and business activities, be more proactive in spending plans for holidays, Tet or large purchases such as houses and cars. In fact, the majority of customers want to choose a long term to easily arrange debt repayment sources, thereby optimizing capital use efficiency and taking advantage of investment opportunities.

Understanding that psychology, from now until December 31, 2023, Bac A Commercial Joint Stock Bank (BAC A BANK) is implementing the personal credit program "Financial peace of mind - Transforming and reaching far". Compared to other loan products on the market, the outstanding and competitive advantage of this promotion is that the attractive interest rate is applied to medium and long-term loans with diverse capital usage purposes, from production to life.

Accordingly, the priority loan portfolio spans many industries and fields, from Loans for additional capital and asset investment for production and business; Loans for planting and caring for industrial crops; Agricultural loans for growing vegetables, flowers and fruits. At the same time, the credit package will also be an effective solution for customers who are in need of consumer loans, loans to buy cars, real estate, home construction and repair, etc.

Depending on their payment ability, customers can access many loan options with interest rates starting from only 8.5%/year for 03 months for loans with a minimum term of 24 months. More attractively, the preferential interest rate period is up to 12 months for loans with a minimum term of 48 months. With a limit of up to 5,000 billion VND, BAC A BANK hopes that the Program will contribute to promoting production and consumption in the last months of the year in particular and the growth of the entire economy in general.

Along with attractive interest rates and flexible loan terms, customers participating in BAC A BANK's preferential credit package also receive maximum loan amounts based on diverse collateral; simple and convenient procedures; quick disbursement. With a dedicated, professional staff and a network of 171 transaction points spanning 41 provinces and cities nationwide, BAC A BANK is always ready to accompany customers to support them in accessing credit sources quickly and most effectively.

For more information about the program, please visit the website www.baca-bank.vn, contact Customer Service Center 1800 588 828.