Service

Trading schedule

TRANSACTION COUNTER

Service until 5:00 p.m. April 29, 2025. Closed for holidays from April 30, 2025 – May 4, 2025.

Service will resume as normal on 05/05/2025 (Monday) .

Interbank FUNDS TRANSFER

Suspended from 16:00 on 29/4/2025, transactions after this time will be performed on 05/05/2025.

LOAN/OVERDRAWAL

Suspended from 5:00 p.m. on April 29, 2025. Registrations after this time will be disbursed on May 5, 2025.

TRANSFER OF SAVINGS BOOK

Suspended from 5:00 p.m. April 29, 2025 to May 4, 2025

CERTIFICATE OF DEPOSIT

Transaction until 17:00 on April 29, 2025. Holiday from April 30, 2025 - May 4, 2025.

08:00 May 5, 2025 (Monday) trading resumes as normal.

Products/ Services

Trading schedule

ACCOUNT

Super Profitable

- From 16:00 on April 29, 2025, the system will scan Super Profit according to the Customer's registration threshold.

- Before 9:00 a.m. on May 5, 2025, the system will pay principal and interest to the Customer's savings account.

TRANSFER

Fast transfer 247

Normal service

VPBank internal transfer

Normal service

Recurring transfers

- If the account has enough money, the system will deduct normally.
- If the Account does not have enough money, the system will send a warning and will NOT continue to deduct money even if the Customer deposits additional money later.

VPBANK NEO

+ Pay bills, top up services
+ Online card features and utilities

Normal service

SAVE

Open new Online Term Savings

New online term deposit transactions are calculated interest according to the following rules:
- New opening from 9:00 p.m. on April 29, 2025 will calculate interest from April 30, 2025
- New opening from 9:30 p.m. on April 30, 2025 will calculate interest from May 1, 2025

- New opening from 19:00 on May 1, 2025 will calculate interest from May 4, 2025

- New opening from 19:00 on May 4, 2025 will calculate interest from May 5, 2025

Savings settlement

AUTO RENEWAL online

Normal service

AUTOMATIC RENEWAL at the counter

Customers who make full payment on the first working day after the holiday on May 5, 2025 will receive term interest for the entire actual deposit period.

NO AUTOMATIC RENEWAL

- The maturity date on April 30, 2025 will be automatically settled at 00:00 on April 30, 2025
- Payment due on 01-04/05/2025 will be automatically paid off on 01/05/2025

- The maturity date on May 5, 2025 will be automatically settled at 10:30 p.m. on May 4, 2025.
The term interest period will be calculated based on the actual number of days of the deposit.

Savings Deposit

The rules for scheduling deposits are as follows:
- Schedule on April 30, 2025, the system will automatically deduct at 6:30 p.m. on April 30, 2025

- Schedule on 05/01/2025, the system will automatically deduct on 05/01/2025
- Schedule on 02-04/05/2025, the system will automatically deduct on 04/05/2025
- Schedule on 05/05/2025, the system will automatically deduct at 18:00 on 05/05/2025

The following periods will still be carried out on the previously scheduled schedule.

Loans secured by savings books with a settlement date coinciding with the loan maturity date within the period of April 30 - May 4, 2025

Postpone loan repayment to May 5, 2025;
The savings book will be automatically renewed to the next term on April 30, 2025 - May 4, 2025.

Early settlement

Normal service (except for Phat Loc Thinh Vuong products and deposits that are collateral for loans)