Techcombank interest rates in August 2025: Maintain the same range, highest 5%/year for Private customers

Techcombank deposit interest rate table August 2025

The latest survey shows that Vietnam Technological and Commercial Joint Stock Bank (Techcombank) continues to maintain a stable savings interest rate schedule in August 2025, applicable to both regular individual customers and Inspire members. Compared to the rate announced in early May, the interest rate has been adjusted down slightly by about 0.15 percentage points for all deposit terms, in line with market developments and interest rate management policies.

For short-term deposits, from 1 to 2 months, Techcombank applies a rate of 3.05%/year. Deposits with terms of 3, 4 and 5 months enjoy an interest rate of 3.35%/year. For medium-term deposits from 6 to 11 months, the applicable rate is 4.35%/year, while long-term deposits of 12 to 36 months are listed at the highest rate of 4.55%/year.

In addition to the general interest rate schedule, the bank has implemented a preferential interest rate framework for customers who meet priority criteria according to internal policies. Specifically, Priority members enjoy interest rates from 3.2%/year to 4.7%/year, while Private members enjoy 3.25%/year to 4.75%/year for terms of 1 - 36 months, with interest paid at the end of the term.

Non-term deposits remain at 0.05%/year for all customer groups. In addition, Techcombank also offers many flexible interest payment methods such as monthly interest payment (3 - 4.4%/year), quarterly interest payment (4.3 - 4.45%/year) and advance interest payment (3 - 4.3%/year).

Techcombank regular savings interest rate table August 2025

Source: Techcombank.

Techcombank Phat Loc Savings Interest Rate August 2024: Highest 5%/year for Private customers

In August 2025, the Phat Loc Savings product of Vietnam Technological and Commercial Joint Stock Bank (Techcombank) continues to maintain a stable interest rate, unchanged from the previous month. For regular individual customers and Inspire members, the interest rate ranges from 3.15%/year to 4.75%/year, applicable to deposit terms from 1 to 36 months.

Priority customers continue to enjoy more preferential interest rates. Specifically, Priority members are entitled to interest rates from 3.3%/year to 4.9%/year, while Private members have the highest interest rate range, from 3.35%/year to 5%/year, depending on the deposit term.

With a stable interest rate policy, diverse terms and many options for receiving interest, Techcombank's Phat Loc Savings becomes a safe financial solution, suitable for both short-term and long-term goals. This is also one of the bank savings products with high competitiveness in the market, meeting the needs of optimizing profits of individual customers and priority customer groups.