Today's bank interest rates have just witnessed Vietnam Technological and Commercial Joint Stock Bank (Techcombank) adjusting to increase deposit interest rates for terms under 6 months.

According to the online interest rate table for deposits under 1 billion VND, the 1-2 month term increased by 0.1%/year to 3.35%/year, the 3-5 month term increased by 0.1%/year to 3.65%/year.

The corresponding increase is also applied by Techcombank to deposit accounts from 1 to 3 billion VND and over 3 billion VND.

Accordingly, the mobilization interest rate applied to customers with deposit balance from 1 billion VND to less than 3 billion VND for 1-2 month term is 3.45%/year, 3-5 month term is 3.75%/year.

Online deposit interest rate applied to customers with deposit balance from 3 billion VND or more, term 1-2 months is 3.55%/year, term 3-5 months is 3.85%/year.

Techcombank maintains the interest rate for deposits of 6 months or more. According to the posted interest rate schedule for deposits under 1 billion VND, the 6-11 month term is listed at 4.55%/year, and the 12-36 month term is 4.85%/year.

Only Techcombank adjusted its deposit interest rates this morning, thereby becoming the second bank to increase deposit interest rates since the beginning of November.

Previously, on November 4, An Binh Commercial Joint Stock Bank (ABBank) increased interest rates for terms from 6-11 months by 0.2%/year to 5.5%/year for online deposits with a term of 6 months, and by 0.1%/year to 5.6%/year for online deposits with a term of 7-11 months.

ABBank is currently the bank that officially announces the highest deposit interest rate. Currently, the deposit interest rate for 15-18 months is up to 6.2%/year, and for 24 months is up to 6.3%/year.

INTEREST RATES FOR ONLINE DEPOSITS OF BANKS ON NOVEMBER 5, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.2 2.7 3.2 3.2 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.9 5.5 5.6 5.9 6.2
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.95 4.25 5.4 5.5 5.8 6.15
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
CBBANK 3.8 4 5.5 5.45 5.65 5.8
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
EXIMBANK 3.9 4.3 5.2 4.5 5.2 5.8
GPBANK 3.2 3.72 5.05 5.4 5.75 5.85
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
LPBANK 3.6 3.8 5 5 5.4 5.7
MB 3.3 3.7 4.4 4.4 5.1 5
MSB 3.9 3.9 4.8 4.8 5.6 5.6
NAM A BANK 3.8 4.1 5 5.2 5.6 5.7
NCB 3.9 4.2 5.55 5.65 5.8 5.8
OCB 3.9 4.1 5.1 5.1 5.2 5.4
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.35 3.65 4.55 4.55 4.85 4.85
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.2 3.6 4.6 4.6 5.1
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
VIETBANK 3.8 4 5.2 5 5.6 5.9
VPBANK 3.6 3.8 4.8 4.8 5.3 5.3