
One card - two cash flows - many utilities
The “Freedom 2in1” card integrates an international payment card and a credit card into the same product, allowing customers to maintain only one card but still flexibly use two sources of money. The highlight of the product is the SmartSwitch feature, allowing users to proactively choose the source of money and priority for each type of transaction. Cardholders can set the default priority for online shopping from the credit source, the default priority for cash withdrawal from the payment account. If the priority source runs out of money/limit, the system will automatically switch to the remaining source, ensuring seamless and uninterrupted transactions.
With this mechanism, customers do not need to issue two cards in parallel, debit and credit, but with just one 2in1 Freedom card, they can control both the credit limit and payment account. Along with that is a series of incentives such as 20% cashback up to 1 million VND per month for many selected product categories, 0% interest installments and interest-free period of up to 45 days.
To balance aesthetics and security, the back of the card is kept minimal, with important information such as card number, CVV, and expiration date kept secure and only visible in the Cake app.
Design with strong Vietnamese identity
Not only focusing on utility, the “Freedom 2in1” card also carries cultural value as it is inspired by the historical stamp “North and South are one house, the country and rivers are connected” designed by artist Nguyen Du (Vietnam Post). This image evokes the spirit of solidarity and inspires the desire for freedom and national pride.

Mr. Chu Quang Hao, General Director of Vietnam Post , said: “Vietnam Post is promoting digital transformation, in which digital postal finance is one of the strategic pillar services. The launch of the “Freedom 2in1” multi-function card with Cake is a solution to bring the traditional values of the Post Office into digital life, accompanying Vietnamese people on the journey of modernization.”
The combination of a young, innovative digital bank and a familiar, long-standing postal brand shows that digitalization can absolutely go hand in hand with identity. Mr. Nguyen Huu Quang, General Director of Cake by VPBank Digital Bank shared: "We believe that the "Freedom 2in1" multi-function card is not only a unique, modern financial product but also carries cultural identity and evokes emotions".
With the “Freedom 2in1” card, Vietnam Post and Cake not only provide modern financial solutions but also convey the message of connection, pride and freedom of today's young generation.
Spread the spirit of freedom
Within the framework of the campaign “One Vietnam in the heart - One life in the hand”, from August 22 to 24, many experiential activities took place at the Hanoi Post Office. Visitors can both reminisce about the old Hanoi space - newspaper stalls, iced tea, and to he - and experience modernity through photobooths and giant LED card models. Each participant was also invited to share a message for the question “What is Vietnam in your heart?”, contributing to completing the bright LED map of Vietnam.

In parallel, Vietnam Post issued a set of stamps and commemorative coins, while Cake introduced the "Freedom Collection 2025" including badges, stickers, lightsticks... as gifts of gratitude on major holidays.
Also on this occasion, from August 22 to September 4, 2025, customers who open a 2in1 Freedom card and make at least one transaction will have the opportunity to receive a gift worth VND 370,000, including a set of "Freedom Collection 2025" badges and "Proud of Vietnam" coins issued by Vietnam Post.
Source: https://hanoimoi.vn/vietnam-post-va-cake-ra-mat-the-tu-do-2in1-lay-cam-hung-tu-tem-buu-chinh-713704.html
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