But in case of withdrawing money at an ATM of a different bank than the one that issued the card, customers can only withdraw 3 - 5 million VND/time.

ATM withdrawal limit is the minimum and maximum amount that a customer can withdraw at a time or the maximum amount that can be withdrawn at an ATM in one day.

Each bank will have different regulations on withdrawal limits for each type of card.

The minimum withdrawal limit at ATMs of most banks is 50,000 VND/time. The maximum limit, if withdrawn at the ATM of the bank that issued the card, can be up to 5 million or 10 million VND/time.

In case of withdrawing money from an ATM of a different bank than the one that issued the card, customers can only withdraw a maximum of 3 - 5 million VND/time, depending on the bank.

Note that when withdrawing money at an ATM of another bank, users will be charged a higher fee than withdrawing money within the same system. The fee depends on each bank's own fee schedule. Most banks apply a fee of VND 3,300/transaction for domestic ATM cards. With international payment cards, the withdrawal fee may be higher.

Note when withdrawing money from ATMs of other banks

To ensure the process of withdrawing money from other banks' ATMs is safe and quick, customers need to pay attention to the following issues:

Only withdraw money at ATMs of banks that are affiliated with the bank that issued the card.

When making a transaction, the ATM will display a notice about the withdrawal fee. Customers should pay attention to consider before making a transaction.

Users need to ensure that the information on the ATM card is secure and consistent with the information declared when opening the card. In particular, the ATM card PIN must be kept absolutely secure.

Avoid withdrawing money from deserted ATMs to avoid scammers. Instead, choose ATMs in densely populated areas with security guards.

How to use ATM card to limit withdrawal fees

To save maximum ATM withdrawal fees, customers can apply the following methods:

Prioritize withdrawals from the same bank: Withdrawal fees at ATMs of other banks are often higher, so customers should choose ATMs of the same bank and limit withdrawals outside the banking system to save costs.

Maximum withdrawal amount: ATM withdrawal fees depend on the number of transactions. Therefore, it is recommended to withdraw as few times as possible.

Use a card specifically for cash withdrawals: Currently, the lowest fee for domestic debit card cash withdrawals is around 1,650 - 3,000 VND/transaction. Meanwhile, credit cards can be used to withdraw money but the fee is very high (around 4% of the amount withdrawn). Therefore, if you frequently withdraw money, you should use a domestic debit card.