In particular, customers will have the opportunity to receive an iPhone 15 Pro Max 256GB, free referrals Investment products from iWealth Partner and margin trading (margin loans) with the most attractive interest rates on the market from only 7.77%/year.

Flexible payment, stable investment

Previously, to open two payment accounts and an investment account, customers had to perform many separate steps. In order to minimize procedures, save time and bring the most seamless experience, Techcombank has collaborated with TCBS to provide the feature of opening a Techcombank payment account and a TCBS investment account at the same time after just one registration. Customers only need to download the Techcombank Mobile Digital Banking application and perform operations proactively and easily like never before.

"We want to bring convenience in payment, effective financial transactions, optimize values ​​for customers from the combination of two Techcombank and TCBS accounts. The feature of opening dual accounts easily on Techcombank Mobile marks a new step of Techcombank on the journey of bringing practical values, personalization according to needs and enhancing customer experience. From there, Techcombank continues to implement the vision of Transforming the financial industry, enhancing the value of life " - Techcombank's representative shared.

A series of exclusive offers from the payment and investment account duo

1. Consolidate account opening : Open 2 payment and investment accounts at the same time after just 1 registration on Techcombank Mobile. Help customers save time and enjoy a seamless account opening experience with a simple process.
2. Transaction synchronization: Linking and synchronizing total assets between Techcombank payment accounts and TCBS securities accounts helps to conveniently and centrally transact and manage finances right on digital banking.
3. Enjoy the "0 fee" policy: Free to open a beautiful account number, free to manage the account, free to all payment transactions and securities investment activities including stocks, derivatives, warrants, listed derivative fund certificates....
4. Maximize investment profits: Customers can experience the most comprehensive investment product suite on the market integrated only in TCInvest, explore a modern portfolio management and analysis toolkit, and improve their investment knowledge with a series of professional analysis and consulting reports that are periodically updated on TCBS's multi-channel social network.
5. In particular, when opening a pair of accounts, customers also enjoy a series of exclusive incentives.

• Get 10 iLucky tickets to win iPhone 15 Pro Max 256GB on TCInvest
• Get free investment product introduction from TCBS's iWealth Partner for the first 3 months.
• Margin trading (margin loan) with the most attractive interest rate on the market from only 7.77%/year in the first 180 days from the first disbursement date at TCBS ^(*)

(*)- Applicable after the customer maintains the connection between the payment account and the TCBS securities account for 90 days from the date of activating the TCBS securities account.

- Interest rate of 7.77%/year applies to a maximum outstanding balance of VND 500 million. Above this outstanding balance, customers will enjoy the interest rate according to TCBS regulations.

- Not applicable to loans for which customers register for Margin T+ product packages (T+3, T+5, T+10)

Orientation and achievements of digital transformation journey at Techcombank and TCBS

With strong investment in the strategic pillars of "Data - Digitalization - Talent", especially investment in applying leading technologies, Techcombank continues to bring convenient features and the best experience to users. In 2023, Techcombank was recognized by Global Finance as the world's best digital bank from Vietnam with convenient digital banking applications for both individual and corporate customers.

Techcombank closed the fourth quarter of 2023 with over 13.4 million customers, recording 2.6 million new customers in the whole year of 2023, double that of 2022. Of these, 46.8% joined through digital channels and 36.2% through ecosystem partners.

After a decade of maintaining a profit growth rate of nearly 40%/year, Techcombank has now become the leading private bank in Vietnam, with total pre-tax profit in the last 3 years reaching over 3 billion USD.

TCBS - a subsidiary of Techcombank with a Wealthtech strategy was also recognized as the Digital Asset Manager of the Year 2023 by The Asset. The Company's pre-tax profit in 2023 reached over VND 3,028 billion, exceeding the annual plan by 51%. Outstanding financial products and solutions have helped TCBS attract nearly 95,000 new accounts in 2023, accounting for 20% of the total number of new accounts in the market, bringing the total number of TCBS users to over 1 million.

Along with that, the TCInvest platform achieved impressive performance, maintaining a stable access level of more than 12.4 million visits per month, with an average of over 400,000 visits per day and 85% of the number of transactions at TCBS are online transactions instead of at the counter. This contributes to making TCInvest a super application, capable of providing "all in one" for customers' investment needs.