In order to support small and medium enterprises to have more channels to access capital, BIDV cooperated with MISA Joint Stock Company to launch the product 'Online unsecured overdraft loan' from BIDV on the Misa Lending platform.

BIDV offers online unsecured overdraft loans on the Misa Lending platform - Photo: BIDV

BIDV assesses this as a financial solution specifically built for businesses using MISA's accounting software and electronic invoice software, helping to meet the timely capital needs in the production and business activities of the business. Accordingly, businesses are granted a loan limit of up to 3 billion VND, do not require collateral and enjoy competitive interest rates on the market. At the same time, businesses can proactively use capital according to their needs by easily transferring money from the overdraft account to the partner/beneficiary account via BIDV iBank digital bank. Customers register for loans online on the MISA Lending platform at https://lending.misa.vn/goi-vay-thau-chi-tin-chap-truc-tuyen-ngan-hang-bidv/. BIDV will assess businesses' loan needs based on their records and data on MISA software, helping the loan appraisal process to be faster and more convenient than traditional lending. In particular, businesses will be offered competitive interest rates when using BIDV's diverse product and service combos and other attractive incentives in the "SME Champion 2024" program. The online unsecured overdraft loan product demonstrates the efforts of BIDV and MISA Joint Stock Company in digital transformation activities to provide breakthrough digital financial solutions, increase access to capital, and optimize the experience and expand utilities for customers. Previously, the two sides have cooperated closely to deploy JETPAY Tuition - a solution to provide non-cash payment services for schools nationwide. BIDV hopes that the "Online unsecured overdraft loan" product from BIDV will open up many new financial opportunities and support small and medium enterprises to accelerate business development in the digital age. To learn more about the product, customers please contact BIDV's Customer Care Center for businesses - 1900 9248 or the nearest BIDV branch. Source: https://tuoitre.vn/bidv-cho-vay-thau-chi-tin-chap-truc-tuyen-len-toi-3-ti-dong-20240710190932592.htm