“Open a new account - Receive business luck” is a special incentive program in 2025 aimed at businesses opening new payment accounts at Agribank. Businesses opening new accounts will be given a beautiful account number and a discount on opening a beautiful account number.

At the same time, newly opened accounts will be completely exempted from account management fees and free of electronic banking services for businesses Agribank Corporate eBanking, including outstanding utilities such as internal and external transfers, batch transfers, salary payments, electronic tax payments, etc.

Along with the new account opening incentive program, Agribank is synchronously implementing preferential credit programs aimed at many different types of businesses.

Notably, the program to prosper with small and medium enterprises (SMEs) is worth noting. Agribank provides preferential capital with flexible loan conditions, interest rates reduced by up to 1.2%/year compared to the normal lending interest rate floor, helping SMEs access capital more easily, reduce financial burden and improve competitiveness in the current context.

One of the key areas prioritized for capital investment is import-export activities. Enterprises conducting import-export activities enjoy preferential interest rates of up to 1.6%/year compared to the normal lending interest rate floor. In addition to interest rate support, the program also combines incentives and support for trade finance services and international payments, supporting enterprises to promote trade, expand markets and exploit opportunities from free trade agreements that Vietnam is participating in. In addition, financial solutions such as UPAS L/C, pre- and post-shipment financing, and payment guarantees are also designed to suit the specific import-export activities of each enterprise.

Agribank has a large-scale credit program of VND80,000 billion to finance large enterprises, with short-term lending interest rates up to 1.5% lower per year than the normal lending interest rate floor. This is a strong boost, helping corporations, general companies, and large enterprises have more resources to boost investment, expand production, and participate more deeply in the global supply chain.

In addition, in 2025, there will be a return of the credit incentive program for foreign-invested enterprises (FDI), with a scale of VND5,000 billion and USD100 million. At the same time, FDI enterprises will also have access to trade finance products, foreign exchange and international payment services with optimal costs and fast processing speed.

Not only focusing on supplementing short-term capital for businesses, Agribank also implements a preferential credit program to finance medium and long-term loans for investment projects in many fields such as renewable energy, high-tech agriculture, infrastructure development and processing industry... With a stable capital flow, fixed interest rates up to 24 months from only 6.0%/year, the program will create favorable conditions for businesses to realize large investment plans, contributing positively to economic growth and sustainable development.

With the combination of account opening incentives and large-scale credit packages, Agribank expects 2025 to be a breakthrough year for businesses. This is a strategic move, demonstrating Agribank's long-term commitment to accompanying, supporting and creating success with the business community and contributing to the country's economic development.

Agribank is currently notifying corporate customers to come to the transaction counter to update their identification documents and biometric information of the Legal Representative to avoid payment interruption when Circular 17/2024/TT-NHNN of the State Bank officially takes effect for businesses and organizations from July 1, 2025.

Source: https://nhandan.vn/agribank-tung-loat-goi-vay-uu-dai-ho-tro-doanh-nghiep-but-pha-kinh-doanh-post874540.html