2,192 customers of Bat Xat commune received loans from the Social Policy Bank.

According to the report, as of July 31, 2025, the total outstanding policy credit balance in Bat Xat commune was 157 billion 917 million VND, 74 savings and loan groups (TK&VV) with 2,192 customers receiving loans, mainly focusing on lending programs for poor households, near-poor households, newly escaped poverty households, job creation and clean water - rural environmental sanitation, social housing; basic credit quality is guaranteed, total bad debt is 1 billion 234 million VND, accounting for 0.79%, of which, overdue debt is 104 million VND, accounting for 0.07%, frozen debt is 1 billion 139 million VND, accounting for 0.73%.

At the conference, the entrusted organizations and unions; heads of the Savings and Credit Groups, and village heads of 55 villages in the commune were informed of some contents in Directive No. 39/CT-TW of the Secretariat on improving the effectiveness of social policy credit in the new period; Decree 78/ND-CP on credit for the poor and other policy beneficiaries; Plan 136/NHCS - KH of the Bat Xat Social Policy Bank Transaction Office on debt reconciliation, classification and completion of customer account opening records and some related documents, in order to manage loans well, ensure that policy credit capital is used for the right purpose, effectively, and limit overdue debt.

The synchronous implementation of the above contents not only contributes to ensuring loan safety, but also creates favorable conditions for poor and near-poor households and other policy beneficiaries to access preferential capital sources, confidently invest in production development, and improve their lives.

Source: https://baolaocai.vn/2192-khach-hang-cua-xa-bat-xat-duoc-vay-von-ngan-hang-chinh-sach-xa-hoi-post880063.html