The launch of the "New Successful Home" product not only demonstrates Vietcombank's social responsibility in accompanying the development of the community, especially the youth, but is also a practical action in response to the Prime Minister's direction on researching and implementing preferential credit packages for young people to buy houses.

'No-pressure' home loans for young people

The "New Successful Home" product is built on a deep understanding of the needs and challenges that young people often face when intending to buy a house, especially the initial financial pressure. Vietcombank has designed a breakthrough policy to reduce the initial debt repayment pressure for young people, including:

Loan term up to 40 years: Vietcombank applies loan term up to 40 years, one of the longest terms on the market today, helping customers significantly reduce monthly debt repayment pressure and have a stable long-term financial plan.

Principal grace period up to 5 years: Customers enjoy a principal grace period policy of up to 5 years. During this time, customers only need to pay interest without worrying about paying principal, creating favorable conditions to stabilize personal and family finances in the first years after buying a house.

Interest rates are among the lowest in the market, with diverse loan purposes.

Vietcombank applies special interest rate packages for the product "New successful house" with a fixed preferential interest rate for up to 3 years. Loan interest rates start from only 5.2%/year, among the lowest in the market.

The product applies to many different types of real estate, from apartments to individual houses or residential land, meeting the diverse needs of young customers. Customers can use the assets formed from the loan capital as collateral for the loan with a loan support level of up to 70% of the house value.

Young customers are a major concern of Vietcombank.

The product "New successful house" was born in the context of the Government and the State Bank paying special attention to supporting people, especially young people, to access affordable housing.

Ms. Doan Hong Nhung, Director of Vietcombank Retail Division said: "Vietcombank always puts customers at the center and constantly strives to bring the best financial products and services, meeting the diverse needs of customer segments. The product "New successful house" is a testament to that commitment, especially Vietcombank's attention to the young generation - the future owners of the country. We believe that, with outstanding incentives and dedicated support, "New successful house" will be a reliable companion, helping young people realize their dream of settling down, building a stable life and contributing to the overall development of society".

Previously, since 2024, Vietcombank has launched the Vietcombank YouPro brand exclusively for young customers with a special YouPro version of the VCB Digibank interface along with a series of attractive features such as: Personal financial management, Group management, investment... The product "New successful home" is the next brick in Vietcombank's journey to conquer young customers.

Customers can contact the nearest Vietcombank transaction point for detailed advice on products and loan conditions.

Mr. Minh

Source: https://baochinhphu.vn/vietcombank-ra-mat-chuong-trinh-tin-dung-nha-moi-thanh-dat-cho-nguoi-tre-102250416201233952.htm